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<blockquote data-quote="BiancaM" data-source="post: 83743" data-attributes="member: 12097"><p>I recently read this article on Square and Afterpay. <a href="https://www.ft.com/content/a09dd665-1b76-478c-a50d-e40340b29b7b" target="_blank">https://www.ft.com/content/a09dd665-1b76-478c-a50d-e40340b29b7b</a></p><p></p><p>I just want to clarify if I have understood the terms that have been used as I have not found a good source for what challenger and incumbent banks are. The definitions are used in politics but I don't think that's the definition I'm looking for.</p><p></p><p>Would incumbent banks mean traditional banks with a client loyalty and challenger banks mean disruptive ones that have arisen from FinTech developments like 'buy now, pay later'? </p><p></p><p>I'm still quite uninformed with corporate finance matters, thank you!</p></blockquote><p></p>
[QUOTE="BiancaM, post: 83743, member: 12097"] I recently read this article on Square and Afterpay. [URL]https://www.ft.com/content/a09dd665-1b76-478c-a50d-e40340b29b7b[/URL] I just want to clarify if I have understood the terms that have been used as I have not found a good source for what challenger and incumbent banks are. The definitions are used in politics but I don't think that's the definition I'm looking for. Would incumbent banks mean traditional banks with a client loyalty and challenger banks mean disruptive ones that have arisen from FinTech developments like 'buy now, pay later'? I'm still quite uninformed with corporate finance matters, thank you! [/QUOTE]
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