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Message: <blockquote data-quote="TCLA Community Assistant" data-source="post: 35233" data-attributes="member: 2672">The main issue with buying properties is the deposit needed for it.At the moment, with interest rates where they are it is a lot cheaper to pay a mortgage each month than it is to rent the same property. For instance, my monthly mortgage payment is about 60% of what I would be paying if I was renting my placeProperty, particularly in London is going to drop though (both rent and property prices). I think this will make it much more accessible to young people trying to get on the property ladder. To be eligible for affordable housing in London, you can be earning up to £90k too - so many single income NQs would still be eligible for such support to get on the housing ladder.I managed it on a single income and earning much less than a NQ (via affordable housing). I didn’t have any student debt though and recognise that is a very different situation to those who have incurred debt from high fees + GDL/LPC costs.</blockquote>

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